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Video instructions and help with filling out and completing Health coverage exemptions
Day welcome to home biz tax talk my name is lissandra Everett I am the home biz Tax lady where I help home business owners win the tax game home biz tax talk airs Monday through Friday 9:00 o'clock ish and when you tune into my show you're gonna hear about topics that are important to the home business community alright today we're focused on health care I got the question about has the health care mandate or also the penalty been removed alright so for plans that are starting in 2022 okay so when you fire taxes in 2022 there will be no penalty but for taxes that are being filed in 2022 and previously for when the Affordable Care Act was enacted then yes there will be a penalty so if you did not have healthcare for the 2022 year when you file your taxes and you know incoming this coming tax season in 2022 there will be a penalty now with that there are you know some of course some changes to to healthcare now I don't I don't sell health insurance okay I just know the tax part but I also research something so that I can you know give you some stuff to think about and give you questions to go ask the people then actually do this for a living okay that's what I do so you know so starting in in 2022 there's these things called catastrophic plans okay listen we go and read all right because especially when I'm seeing you know medical bills for ninety eight thousand dollars for one month okay that is just crazy so now one of the before I get to these catastrophic plans and just kind of talking about some of the stuff that's going on the one thing that I'm hearing you know is people will be opting out of you know opting out of healthcare okay so even if you make that choice you still need to be setting aside money you still need to be thinking about your health care okay because the fact is that you're gonna need go to the doctor you're gonna need to get a physical you're gonna need to you know you you know if you walk out and can get hit by a car okay you still have to be able to care for yourself and you know I had a conversation with a young man he was probably about his late 20s early 30s and he was of course Union yeah you know about health care and I asked him quite simply well if you go out here and you get hit by a bus and you go to the hospital and he says oh well doctors are required to care for me I said okay but who's supposed to pay the doctor while he's away from his family because his family got to eat too who's supposed to pay the nurses that are there.